Lockhart, Morris & Montgomery, Inc.

State and Local Disclosures

We are required under certain State and Local Laws to notify consumers of those States or Localities of the following rights. This list does not contain a complete list of the rights consumers have under Federal, State, or Local Laws. 

This is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose. 

NMLS ID: 1191130


Debt Collector License Number 10281-99


For Colorado Residents: Our local office is located at:

Colorado Manager, Inc.
8690 Wolff Court, Suite 110
Westminster, CO 80031
Phone: 303-920-4763 


NOTICE OF IMPORTANT RIGHTS: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector. 


If you feel that your concerns have not been addressed, please contact B. Valentin at 855-861-7078 and allow us the opportunity to try and address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General’s Office, which can be reached at 651-296-3353 or 1-800-657-3787.


Collection License # CAD11634
Compliance Manager License # CM12586

New Mexico: 

Information about the Surprise Billing Protection Act, 2019 N.M. SB 337, can be obtained online at https://www.osi.state.nm.us/ or by contacting the Office of Superintendent of Insurance at 1120 Paseo de Peralta, Ste. 428, Santa Fe, NM 87501 or 1-855-427-5674. 

New York City: 

This collection agency is licensed by New Your City Department of Consumer Affairs License #2108433-DCA

Lockhart, Morris and Montgomery, Inc. is able to provide communications in English and Spanish. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer Affairs website, www.nyc.gov/dca.

New York: 

If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: Supplemental security income, (SSI); Social security; Public assistance (welfare); Spousal support, maintenance (alimony) or child support; Unemployment benefits; Disability benefits; Workers’ compensation benefits; Public or private pensions; Veterans’ benefits; Federal student loans, federal student grants, and federal work study funds; and Ninety percent of your wages or salary earned in the last sixty days. 

North Carolina: 

North Carolina Permit Number: 513571984 


This collection agency is licensed by the Tennessee Collection Services Board of the Department of Commerce and Insurance.