Lockhart, Morris & Montgomery, Inc.

Principled Solutions for Challenging Receivables

Everyone wants to pay their debts, they might not know it yet. That's where we come in.

We deliver positive outcomes through our unique fingerprint.

Every aspect of our organization has been meticulously developed to ensure our clients and the consumers we serve reach their goals without compromise. Our collection services are characteristically distinctive like a fingerprint; there is simply no other agency like us.


We begin our process by assigning accounts to a highly specialized client specific team. This ensures that when we engage with consumers, the agent on the line is knowledgeable with respect to the client’s business, inventory goals, underwriting, and account origination practices. Read More

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Brand Integrity

Our team is committed to protecting the goodwill of every client and brand we serve. We believe it is essential to approach each situation with the understanding that our client may continue or re-enter a business relationship with the consumer Read More

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We are proactive and meticulous in our compliance protocols. Through our memberships in ACA and RMA our organization remains on the pulse of existing and emerging regulatory requirements. Read More

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We share a common belief that every person wants to pay a valid debt. People typically have good intentions which we support with genuine caring, encouragement and understanding.


LMM recruits, develops, and retains team members that innately share our core values. Only after a screening and training process will a candidate earn the opportunity to join the LMM team. Read More

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Reach a Solution Today with Lockhart, Morris & Montgomery

Whether your business needs assistance with challenging receivables or you are a consumer that is ready to consider options for an unresolved account, the team at Lockhart, Morris & Montgomery is here to help. We have facilitated countless positive outcomes and preserved the financial integrity of our clients and their consumers alike. Contact us today to learn more about our services or to get started on your journey to financial freedom.